General Liability Insurance

General liability insurance, also known as business liability insurance, is coverage that helps protect your business against claims of bodily injury or property damage. This coverage is crucial to avoiding high liability costs that could set your business back. Your agents at Horne Insurance are ready to help you navigate your business insurance coverage needs.

What Does General Liability Insurance Cover?

Without general liability insurance, you would have to pay hefty out-of-pocket costs if your business were to be found liable for bodily injury or property damage. General liability insurance can help cover costs associated with claims of:

·       Bodily injury

·       Property damage

·       Personal and advertising injury

·       Medical payments

Your policy won’t be able to cover every incident that happens in the workplace, so be sure to speak with your agent about your concerns for coverage.

Is General Liability Insurance Required?

While general liability insurance isn’t required in most states, it is still a highly recommended coverage. If a customer sues your business and you don’t have coverage, your business could be at risk for significant financial loss. Check with your state’s requirements and contact your agent to learn more about the benefits of general liability insurance for your business.

How Much Does General Liability Insurance Cost?

The cost of your general liability policy will vary depending on the following factors:

·       Age

·       Location

·       Number of employees

·       Building condition

·       Policy details, like coverage limits and deductibles

·       Insurance claims history

To receive your quote, contact your agent to discuss your business.

Contact Us Today

At Horne Insurance, we know how crucial it is to protect your business from financial hardships. Contact your agent to learn more about the benefits of general liability insurance today.